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	<title>Comments on: EUTF Open Enrollment</title>
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	<link>http://bytemarks.org/eutf-open-enrollment/</link>
	<description>The Intersection of Life, Culture and Technology</description>
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		<title>By: Berton T. Kato</title>
		<link>http://bytemarks.org/eutf-open-enrollment/comment-page-1/#comment-816</link>
		<dc:creator>Berton T. Kato</dc:creator>
		<pubDate>Thu, 24 Jun 2010 18:43:51 +0000</pubDate>
		<guid isPermaLink="false">http://bytemarks.org/?p=740#comment-816</guid>
		<description>When I retire, do I continue to get EUTF benefits?</description>
		<content:encoded><![CDATA[<p>When I retire, do I continue to get EUTF benefits?</p>
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		<title>By: Phil</title>
		<link>http://bytemarks.org/eutf-open-enrollment/comment-page-1/#comment-399</link>
		<dc:creator>Phil</dc:creator>
		<pubDate>Wed, 17 Feb 2010 22:54:11 +0000</pubDate>
		<guid isPermaLink="false">http://bytemarks.org/?p=740#comment-399</guid>
		<description>Well, leave it to a bunch of state workers to screw everything up and then get paid overtime in their attempt to fix the mess they started.  To avoid defaulting to the HMA, I filed my EUTF paperwork early.  Had my dependants approved and received confirmation.  Low and behold, the EUTF office cancelled my wife from my HMSA.  It appears to be an error, because everything was filled correctly and on time.  The problem is, they are not answering their phones.  I&#039;ve been trying to fix this since February 2nd and have yet to get someone on the phone.  They will not see you at their office.  I&#039;m fed up!!!</description>
		<content:encoded><![CDATA[<p>Well, leave it to a bunch of state workers to screw everything up and then get paid overtime in their attempt to fix the mess they started.  To avoid defaulting to the HMA, I filed my EUTF paperwork early.  Had my dependants approved and received confirmation.  Low and behold, the EUTF office cancelled my wife from my HMSA.  It appears to be an error, because everything was filled correctly and on time.  The problem is, they are not answering their phones.  I&#8217;ve been trying to fix this since February 2nd and have yet to get someone on the phone.  They will not see you at their office.  I&#8217;m fed up!!!</p>
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		<title>By: BOB</title>
		<link>http://bytemarks.org/eutf-open-enrollment/comment-page-1/#comment-338</link>
		<dc:creator>BOB</dc:creator>
		<pubDate>Mon, 23 Nov 2009 07:06:45 +0000</pubDate>
		<guid isPermaLink="false">http://bytemarks.org/?p=740#comment-338</guid>
		<description>What i would like to know is who authorized a AUTOMATIC DEFAULT TO HMA IF YOU DONT COMPLETE THE FORM ON TIME???
Who did HMA pay off? Why isnt the unions tring to stop this corruption? Why are they forcing us to get our medication through the mail?
WHO GAVE HGEA PERMISSION TO LET THEM SWITCH TO EUTF IN THE FIRST PLACE?</description>
		<content:encoded><![CDATA[<p>What i would like to know is who authorized a AUTOMATIC DEFAULT TO HMA IF YOU DONT COMPLETE THE FORM ON TIME???<br />
Who did HMA pay off? Why isnt the unions tring to stop this corruption? Why are they forcing us to get our medication through the mail?<br />
WHO GAVE HGEA PERMISSION TO LET THEM SWITCH TO EUTF IN THE FIRST PLACE?</p>
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		<title>By: Beth</title>
		<link>http://bytemarks.org/eutf-open-enrollment/comment-page-1/#comment-336</link>
		<dc:creator>Beth</dc:creator>
		<pubDate>Sun, 22 Nov 2009 02:17:58 +0000</pubDate>
		<guid isPermaLink="false">http://bytemarks.org/?p=740#comment-336</guid>
		<description>Ola, where did you find a list of HMA providers? If mine are on there I&#039;m switching also. I think I can get rid of Informed then. They are unprofessional, unimformed and downright incompentent people. I do not want to trust my meds with them. Any ideas on how to stay insured with HMSA or HMA without Informed? My many years with HMSA have been great. No complaints at all.</description>
		<content:encoded><![CDATA[<p>Ola, where did you find a list of HMA providers? If mine are on there I&#8217;m switching also. I think I can get rid of Informed then. They are unprofessional, unimformed and downright incompentent people. I do not want to trust my meds with them. Any ideas on how to stay insured with HMSA or HMA without Informed? My many years with HMSA have been great. No complaints at all.</p>
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		<title>By: Ola</title>
		<link>http://bytemarks.org/eutf-open-enrollment/comment-page-1/#comment-328</link>
		<dc:creator>Ola</dc:creator>
		<pubDate>Thu, 12 Nov 2009 06:14:37 +0000</pubDate>
		<guid isPermaLink="false">http://bytemarks.org/?p=740#comment-328</guid>
		<description>I go to the doctor when I&#039;m sick, period.  EUTF is giving their top tier option to HMA.  You tell me why, I have no idea.  What&#039;s the reasoning?</description>
		<content:encoded><![CDATA[<p>I go to the doctor when I&#8217;m sick, period.  EUTF is giving their top tier option to HMA.  You tell me why, I have no idea.  What&#8217;s the reasoning?</p>
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		<title>By: NotConfused</title>
		<link>http://bytemarks.org/eutf-open-enrollment/comment-page-1/#comment-327</link>
		<dc:creator>NotConfused</dc:creator>
		<pubDate>Thu, 12 Nov 2009 02:49:01 +0000</pubDate>
		<guid isPermaLink="false">http://bytemarks.org/?p=740#comment-327</guid>
		<description>Ola
TheEUTF is a self -insured plan.  That means the EUTF determines the rates/premiums that are charged.  HMSA administers their plan with customer support and the wide range of other benefits offered by HMSA.  HMSA only gets an administrative fee from the EUTF.  So it comes down to which adminstrator (HMSA or HMA) offers you more value beyond just processing your claims.  Larger physician network, local company, local customer service, health &amp; wellness programs, healthy lifestyle discounts, and much more are provided by HMSA.  Do some research on how HMA (thru its subsidiares NevadaCare and Iowa Health Solutions) has serviced its members in Iowa, Illinois and Nevada.  Oops, sorry I forgot they pulled out of all of those states because of reported substandard service.  In Iowa&#039;s case, they had to surrender their license and promise not to do business in that state for 5 years.</description>
		<content:encoded><![CDATA[<p>Ola<br />
TheEUTF is a self -insured plan.  That means the EUTF determines the rates/premiums that are charged.  HMSA administers their plan with customer support and the wide range of other benefits offered by HMSA.  HMSA only gets an administrative fee from the EUTF.  So it comes down to which adminstrator (HMSA or HMA) offers you more value beyond just processing your claims.  Larger physician network, local company, local customer service, health &amp; wellness programs, healthy lifestyle discounts, and much more are provided by HMSA.  Do some research on how HMA (thru its subsidiares NevadaCare and Iowa Health Solutions) has serviced its members in Iowa, Illinois and Nevada.  Oops, sorry I forgot they pulled out of all of those states because of reported substandard service.  In Iowa&#8217;s case, they had to surrender their license and promise not to do business in that state for 5 years.</p>
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		<title>By: Ola</title>
		<link>http://bytemarks.org/eutf-open-enrollment/comment-page-1/#comment-326</link>
		<dc:creator>Ola</dc:creator>
		<pubDate>Thu, 12 Nov 2009 00:38:25 +0000</pubDate>
		<guid isPermaLink="false">http://bytemarks.org/?p=740#comment-326</guid>
		<description>Actually I can&#039;t choose an experience I already know.  There is no HMSA 90/10 plan.  They choose to raise their rates above the already increased interim ones,  to a level I&#039;m assuming the state felt wasn&#039;t worth keeping even with their long standing relationship.  Otherwise why not offer a 90/10 HMSA plan to compete.  I&#039;m actually confused as to why the state didn&#039;t just drop HMSA completely.  I would think HMA could offer a cheaper 80/20 plan as well.  I&#039;m sure there&#039;s a whole lot of politics involved.

Anyway I went to my doctor today and they didn&#039;t seem to have anything bad to say about HMA.  They just said I might have a little lower copay.</description>
		<content:encoded><![CDATA[<p>Actually I can&#8217;t choose an experience I already know.  There is no HMSA 90/10 plan.  They choose to raise their rates above the already increased interim ones,  to a level I&#8217;m assuming the state felt wasn&#8217;t worth keeping even with their long standing relationship.  Otherwise why not offer a 90/10 HMSA plan to compete.  I&#8217;m actually confused as to why the state didn&#8217;t just drop HMSA completely.  I would think HMA could offer a cheaper 80/20 plan as well.  I&#8217;m sure there&#8217;s a whole lot of politics involved.</p>
<p>Anyway I went to my doctor today and they didn&#8217;t seem to have anything bad to say about HMA.  They just said I might have a little lower copay.</p>
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		<title>By: Burt</title>
		<link>http://bytemarks.org/eutf-open-enrollment/comment-page-1/#comment-325</link>
		<dc:creator>Burt</dc:creator>
		<pubDate>Wed, 11 Nov 2009 06:46:39 +0000</pubDate>
		<guid isPermaLink="false">http://bytemarks.org/?p=740#comment-325</guid>
		<description>Ola, good question. You might look at it this way. If you have not had the necessity to interact with HMSA over the years, that might mean HMSA was able to process your benefit claims without incident. If all works well HMSA is pretty transparent. HMSA does provide various services which might go unnoticed, like health screenings, flu shots and wellness programs. If you move over to HMA your experience will be determine by the degree you may need to interact with them. Right now it is to early to tell what that will be. In making your decision, you can choose HMSA which is an experience you already know, or go with HMA and find out what their customer service is like. If you have any questions you can check out the HMSA site at http://www.hmsa.com/eutf or call HMSA at 808-948-6499.</description>
		<content:encoded><![CDATA[<p>Ola, good question. You might look at it this way. If you have not had the necessity to interact with HMSA over the years, that might mean HMSA was able to process your benefit claims without incident. If all works well HMSA is pretty transparent. HMSA does provide various services which might go unnoticed, like health screenings, flu shots and wellness programs. If you move over to HMA your experience will be determine by the degree you may need to interact with them. Right now it is to early to tell what that will be. In making your decision, you can choose HMSA which is an experience you already know, or go with HMA and find out what their customer service is like. If you have any questions you can check out the HMSA site at <a href="http://www.hmsa.com/eutf" rel="nofollow">http://www.hmsa.com/eutf</a> or call HMSA at 808-948-6499.</p>
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		<title>By: Ola</title>
		<link>http://bytemarks.org/eutf-open-enrollment/comment-page-1/#comment-324</link>
		<dc:creator>Ola</dc:creator>
		<pubDate>Wed, 11 Nov 2009 04:46:39 +0000</pubDate>
		<guid isPermaLink="false">http://bytemarks.org/?p=740#comment-324</guid>
		<description>I currently have HMSA 90/10.  I checked the HMA site, and all the doctors I&#039;ve been to also accept HMA.  I currently have HMSA 90/10.  Why would I want to switch to a 80/20 plan to save a couple bucks  a month?  I have never interacted personally with HMSA itself, just with doctors and hospitals who appear to work with both HMA and HMSA.

Having to avoid one-time paperwork with my doctor to switch to HMA(re-register) doesn&#039;t seem like that big a deal.  Same amount of effort to do the paperwork to keep HMSA during open enrollment.

I am trying to figure what to do.  I just would like to find out what would be a negative of defaulting to HMA, other than the not local thing.  I&#039;m sure they will have local office with local staff that I will never personally interact with just like HMSA.</description>
		<content:encoded><![CDATA[<p>I currently have HMSA 90/10.  I checked the HMA site, and all the doctors I&#8217;ve been to also accept HMA.  I currently have HMSA 90/10.  Why would I want to switch to a 80/20 plan to save a couple bucks  a month?  I have never interacted personally with HMSA itself, just with doctors and hospitals who appear to work with both HMA and HMSA.</p>
<p>Having to avoid one-time paperwork with my doctor to switch to HMA(re-register) doesn&#8217;t seem like that big a deal.  Same amount of effort to do the paperwork to keep HMSA during open enrollment.</p>
<p>I am trying to figure what to do.  I just would like to find out what would be a negative of defaulting to HMA, other than the not local thing.  I&#8217;m sure they will have local office with local staff that I will never personally interact with just like HMSA.</p>
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		<title>By: Aurelio</title>
		<link>http://bytemarks.org/eutf-open-enrollment/comment-page-1/#comment-318</link>
		<dc:creator>Aurelio</dc:creator>
		<pubDate>Fri, 06 Nov 2009 18:26:29 +0000</pubDate>
		<guid isPermaLink="false">http://bytemarks.org/?p=740#comment-318</guid>
		<description>Sorry, I meant participating physicians with HMA!</description>
		<content:encoded><![CDATA[<p>Sorry, I meant participating physicians with HMA!</p>
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